Identity Theft or Identity Take Over Fraud is a modern reality that hits some 500,000 Americans every year - that is some 1,400 people every day! Everyone of us must become more aware of how to safeguard our name and credit records with the use of personal identifiers.
This is becoming a serious problem that affects us in many areas of our lives, such as bank fraud, credit card fraud, fraudulent loans, government documents or loans, and unauthorized utility or telephone service charges.
Some personal actions you can take include the following -
There is a federal law, "Theft Assumption Deterrance Act" (http://www.consumer.gov/idtheft/fedlaw.htm) was passed in 1998 that gives you recourse if your identity is misused.
For some pointers on what you can do to minimize being targeted and what you can do if you are victimized, check the following links -
For law enforcement assistance, contact any or all of the following -
Further information is available from the Americans for the Advancement of Retired Persons (AARP) -
Another group with useful information in this area is -
For a step by step commercial guide on how to regain a correct credit record after an identity theft -
Also see the following pages for more background in this area -
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Copyright ©2000 E. Stiltner.